Private financing can be useful when timing matters, income is complex, a property needs work, or a conventional lender is not immediately available. It is not a substitute for a repayment plan. Before arranging private financing, Mortgage Matchmaker reviews the property, the borrower’s complete financial picture, the loan-to-value ratio, requested term, legal costs, and the …
A private mortgage is a bridge, not an exit strategy Read More »
Self-employed borrowers often have strong businesses and complicated mortgage files. Net income on a tax return may not show the whole picture, particularly when the business retains earnings, has uneven revenue, or uses legitimate expense deductions. The right mortgage strategy begins with organized documentation: personal tax returns and notices of assessment, business financial statements, corporate …
Self-employed borrowers: prepare the income story lenders need to see Read More »
A refinance is more than a rate decision. It can be used to consolidate debt, release capital for a renovation or investment, address a maturing private loan, buy out an interest, or simplify a borrower’s monthly obligations. The useful question is not simply “Can I refinance?” It is “What structure leaves me stronger after closing?” …
Refinancing is an opportunity to reset the whole debt picture Read More »