Executive Team

Monty Sands

Executive Director

Jim Melis

Senior Vice president

Urmil Sandanwalia

Vice President

About us

About the founder

Monty specializes in Residential & Commercial financing and partners with clients to help them purchase, refinance, or construct properties. 

Monty often dubbed by clients as a “straight shooter” and he credits this approach for the countless successful financing transactions he has closed. Over the years, Monty has fostered strong relationships with developers and can offer preferred pricing for pre-construction condos. Monty has a very well established business and reputation and is very well connected with reputable industry participants across Canada which ultimately benefits clients. 

With one of the highest peer reviews across multiple industries; Monty Sands grew to fame in the lending market through his experience as a top mortgage consultant and has won various industry awards as a result of his management and leadership skills. In his second and third year of business, Monty helped many executives, investors, developers, and financially struggling borrowers secure the perfect mortgage solution. He accomplished this by sharing his personal real-estate investment strategies with his clientele, and secured unique mortgage solutions for many of Toronto’s highest income earners. (…continue belo

20 Mil

Private FUND


Happy customers


Awards received


years in service

Whether by way of bank, Trust company, Credit union, or private funds, Monty and his team have mortgage/financed thousands of homes, condos, and buildings in the GTA and across Canada as a direct result of the mutual trust built with his key banking relationships developed over the past ten years. After working twelve years as a sales and marketing consultant to help position companies for quick and profitable acquisition, Monty was asked to head up Sales and Marketing at an I.T. Security Management Company based out of Toronto where he later earned his title of Chief Marketing Officer. 

It was not long before Monty applied his sales and marketing skills to the lending industry. With no mortgage experience Monty was charged with fulfilling the lending needs of a major downtown real-estate brokerage. He became their in-house broker licensed under a large mortgage company. It was not long before he was identified as a top-producer and was subsequently recruited into an elite downtown team by a top recruiter at Invis (Canada´s largest Independent Mortgage Broker). In his first year, Monty was ranked #1 in the downtown Toronto region (based on dollars lent). In subsequent years he made the top ten and made the transition into his own office servicing the needs of his top referral sources such as his existing clients, wealth managers, agents, senior insurance brokers, accountants, and lawyers. 

His confident leadership and sales style gave him a reputation of being the go-to person for all lending needs. Before long, Monty realized that his skills were best utilized bringing in business and networking with his contacts, so he incorporated and hired a team to meet his increasing administration needs. Monty also hired and coached other individuals on how to generate business using his proven method. Today these individuals are successful income earners and some continue to work for Monty. Clients will attest to his professionalism and expertise. 

There is no denying that Monty Sands is an exceptional business person. His management ideas, leadership and coaching skills are both admired and often emulated by his associates and colleagues in the industry. He makes time to give back to the community by volunteering his time at various organizations that help individuals who are seeking to “get their lives back on track”. Directing the same coaching and leadership skills to these individuals, they are able to re-emerge successful and often help others through what they learned. Monty Sands values the individual and what he or she can accomplish, and the cycle created through his work is often dubbed “Sustainable Success”. Charbel Cheaib, CA

Double your business with 5 one-on-one coaching sessions | 1000 per hour | maximum 5 sessions

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